Not all home loans are the same, and searching for a home loan that suits your needs can be a difficult task. With so many loan options available and the amount of time required to research products, having an independent adviser to help who you can trust has your best interests at heart makes all the difference.
Whether you’re a first home buyer or a seasoned investor, purchasing a home can be an amazing experience but also very confusing at the same time simply due to the number of options available.
Whether it’s a fixed rate, variable rate, a full loan package with offset account or a combination of everything that you require – the options are endless.
How do you even know that you will qualify for the loan? You may qualify for a loan with one particular lender but that doesn’t mean you will with another – and choosing the wrong bank can be a costly experience.
Are mortgage brokers better than banks? That’s where Smik Home Loans can help. We are a team of Home Loans mortgage brokers and experts in bank processes and policies, so we know which banks will look at your loan application favourably. We will then work with you to discover the right solution for your needs and manage the entire loan process on your behalf. Best of all, we don’t work bank hours so we are available to speak with you in the evenings and on the weekends if required.
Purchasing a Property
We will work with you well before you even start searching for a property. Our process starts with an in depth meeting to work through your current financial situation and what your future goals are. By doing this, we are able to complete a detailed assessment of your finance options ensuring that any proposed loan is the right fit for your needs.
Once you have found a property, we will help co-ordinate your purchase by communicating with your Lender, Conveyancer and also Real Estate agent to ensure a smooth process right through to the settlement of your property.
First Home Buyers
Buying your first home is always a daunting process. The team at Smik Home Loans with work with you all the way through your property purchase, and well into the future ensuring your home loan meets your needs as your circumstances change.
The team at Smik Home Loans are the First Home Buyer specialists on the Northen Rivers.