Smik Home Loans

mortgage broker lismore

Your Mortgage Broker Lismore

Your Mortgage Broker Lismore

Trying to gain mortgage finance with a lender can be an overwhelming task for most people. With so many hoops to jump through, processes to complete, research to be done, it can be a time consuming process.

Often, people become stressed when applying for finance with a bank and disappointed when the finance is not successful. Unsuccessful applications can also harm a person’s credit rating making it difficult to obtain finance elsewhere at no fault of their own.

A mortgage broker can help remove the stress and successfully gain the best possible finance option for your situation.

What does a mortgage broker do?

Your Lismore Mortgage Broker acts as a go-between, between the applicant and the lender. They will work with you to understand your goals, what you can safely afford to borrow and find options that best suit your needs.

When speaking with your mortgage broker, ask as many questions as possible to clear your mind in terms of how the finance will work, what the repayments are over the duration of the loan. This will give you peace of mind and remove any stress you might have.

It’s important to make sure your broker is also licensed. The team at Smik Home Loans are all fully licensed and qualified.

Your broker will assess all the lending options available to you and choose a selection of options for consideration that meet your needs. They will often speak with a lender to attempt to acquire a better rate or customised option for you as well.

Overall, your mortgage broker in Lismore will make the process of applying and obtaining finance for your new home a much smoother and stress-free process.

Your broker can also assist with different types of financing such as debt consolidation, refinancing, SMSF’s and commercial loans at a better rate and on better terms. Ask us for more information today.

How does a broker get paid?

Your mortgage broker Lismore will get paid via a commission paid by the lender. This may be a standard fee or a higher fee on certain loans acquired.

The good news is, you do not need to pay your broker anything!

Meet The Team

Our Lismore Mortgage Broker team of independent experts has years of experience in helping people successfully gain mortgage finance for a new home. We were recognised as Australian Regional Broker of the Year for 2018 & 2019 which is something we are incredibly proud of.

George Smith-Roberts is fully accredited and has a high success rate in gaining finances for clients at the best rates.

Richard Fulwood is also fully accredited, has a high success rate in gaining client mortgages at the best possible rate.

Leah Bower is your Client Support manager and will help guide you through the process to make it as smooth as possible.

Want to get started?

Simply contact us today to have a conversation about your needs to see what mortgage option is best for you and your situation.